CarCostKit

Disclaimer

Last updated: October 2026

Results are estimates, not financial advice. The calculators on CarCostKit are meant to help you plan. They are not a loan offer, quotation or professional recommendation.

Loan calculations

EMI figures use the standard reducing-balance formula. Your lender's actual EMI may differ because of processing fees, insurance, GST, rounding, how interest is calculated or changes in rates. Confirm all figures with your bank or NBFC before borrowing.

Fuel and running costs

Fuel and electricity prices pre-filled in the calculators are example values, not current or official prices. Prices vary by city, state and time. Real-world mileage varies with driving style, traffic, load and maintenance. Please enter your own figures.

On-road price

Road tax, registration fees, insurance, TCS and other charges pre-filled in the on-road price calculator are example values, not official rates. They differ by state, car and insurer and can change. The final price is set by your dealer, so please confirm it with a written quote.

Due dates

Service, insurance, PUC and warranty dates are estimates worked out from the information you enter. Service intervals, policy terms, certificate validity and warranty conditions differ by manufacturer, insurer and state, so always confirm the real dates from your service book, policy, certificate and warranty booklet. We are not responsible for any missed or late renewals.

No guarantee

We try to keep the tools accurate but do not guarantee the results. You use them at your own risk, and we are not responsible for decisions made based on them.

Brands

Any brand or product names mentioned belong to their respective owners, and we are not affiliated with them.